Mortgage Rates Subject to Change Subject to Credit Approval
Term	Posted Rates	Our Best Rates
6 month	6.20	6.20
1 Year	6.15	5.00
2 Years	6.15	5.39
3 Years	6.15	5.39
4 Years	6.59	5.39
5 Years	6.65	5.39
6 Years	7.05	6.15
7 Years	7.40	6.15
10 Years	7.75	6.40
Closed VIRM	.80 BPS Below Prime	3.95
Open VIRM	.25 BPS  Below Prime	4.50
	05/22/2008
TD Canada Trust Prime Rate		4.75